4000 Menchaca Rd, Austin, TX 78704
(512) 441-2098
Flexible Payment Options
Insurance & Financing
We believe cost should never stand between you and a healthy smile.
Dental Insurance
Magnolia Family Dentistry is considered out-of-network with all insurance providers. However, this doesn't mean you can't use your benefits — it means we work harder to maximize them for you.
We file claims on your behalf and work directly with your insurer to get you the maximum reimbursement your plan allows. Most patients find their out-of-pocket costs are very reasonable.
We'll verify your benefits before your appointment so there are no billing surprises.
- We file all claims for you
- Benefit verification before your visit
- Transparent estimate of your out-of-pocket costs
- All major insurance accepted as out-of-network
Flexible Financing
We partner with two leading healthcare financing providers to offer low-to-no-interest payment plans that make dental care affordable on any budget.
CareCredit
The most widely accepted healthcare credit card. Offers promotional periods with 0% interest, often 6, 12, or 18 months for qualifying purchases.
Apply Online →Cherry Financing
An alternative to CareCredit with a simple application and flexible terms. Great for patients who want monthly payments without a traditional credit card.
Apply Online →No Insurance?
Try Our Membership Plan
Our in-house plan gives you preventive care coverage from just $300/year — with no deductibles, no waiting periods, and 15% off all other services.
Learn About Our Membership PlanInsurance Reference
What Insurance Typically Covers
Coverage varies by plan. These are general ranges — we'll verify your specific benefits before your visit.
| Service | Typical Coverage | Notes |
|---|---|---|
| Cleanings & Exams | 80–100% | Usually 2 per year |
| X-Rays | 80–100% | Annual bitewings; full series every 3–5 years |
| Tooth-Colored Fillings | 50–80% | May pay at amalgam rate |
| Dental Crowns | ~50% | After deductible; often 12-month waiting period |
| Root Canal | 50–80% | Often covered as a major service |
| Dental Bridges | 40–50% | Varies widely; often 12-month wait |
| Dental Implants | Rarely / Partial | Some plans cover bone graft or restoration |
| Dentures | ~50% | Once every 5–7 years typically |
| Invisalign / Orthodontics | Varies | Orthodontic benefit, often 12-month wait |
| Teeth Whitening / Veneers | Not covered | Cosmetic services excluded from most plans |
| Gum Disease Treatment (SRP) | 50–80% | Covered when medically indicated |
Coverage percentages are estimates. Actual benefits depend on your specific plan.